SIP Calculator
Monthly investment growth
Estimated value
₹50,45,760
≈ ₹50.46 Lakh
- Invested
- ₹18,00,000
- Est. returns
- ₹32,45,760
- Total value
- ₹50,45,760
Estimates only. Actual figures may vary with your bank, fund or policy.
How it worksEach monthly instalment grows at the monthly rate (annual ÷ 12) until the end. Step-up raises the instalment every year.
FAQs
How is SIP return calculated?
Each monthly instalment grows at the expected monthly rate until the end of the period. The total of all grown instalments is your estimated value.
What is SIP step-up?
A step-up increases your SIP amount by a fixed percentage every year, for example 10%, usually in line with salary hikes. It can grow your corpus a lot faster.
Are SIP returns guaranteed?
No. Mutual fund returns depend on the market. Use a realistic rate, such as 10–12% for equity funds over the long term.