Lumpsum Calculator
One-time investment growth
Estimated value
₹3,10,585
≈ ₹3.11 Lakh
- Invested
- ₹1,00,000
- Est. returns
- ₹2,10,585
- Growth
- 3.11×
Estimates only. Actual figures may vary with your bank, fund or policy.
How it worksFuture value = P × (1 + r)ⁿ, compounded yearly.
FAQs
What is a lumpsum investment?
Investing a single amount at once, instead of monthly instalments like a SIP.
How is lumpsum return calculated?
Future value = amount × (1 + annual return)ⁿ, where n is the number of years.
Lumpsum or SIP, which is better?
Lumpsum can earn more if markets rise steadily. SIP spreads your risk over time and suits monthly income.