Inflation Calculator
Future cost of money
Cost after 10 years
₹1,79,085
≈ ₹1.79 Lakh
- Cost today
- ₹1,00,000
- Price rise
- 79.08%
- ₹1,00,000 will be worth
- ₹55,839.48
Estimates only. Actual figures may vary with your bank, fund or policy.
How it worksFuture cost = amount × (1 + inflation)ⁿ. Future value of money = amount ÷ (1 + inflation)ⁿ.
FAQs
How does inflation reduce the value of money?
As prices rise, the same amount buys less. At 6% inflation, ₹1 lakh today will buy only about ₹56,000 worth of goods in 10 years.
What inflation rate should I use?
India’s long-term average retail inflation is around 5–6%. Education and medical costs often rise faster.
How do I beat inflation?
Invest in options that grow faster than inflation over time, such as equity mutual funds, instead of keeping money idle.