CalcBox

₹1 Lakh a Year in PPF

Maturity after 15 years

₹27,12,139 after 15 years

Putting ₹1 Lakh into PPF every year at 7.1% grows to about ₹27,12,139 after 15 years. You invest ₹15,00,000 and the interest of ₹12,12,139 is tax-free.

PPF value by years (at 7.1%)

YearsInvestedMaturity value
15 years₹15,00,000₹27,12,139
20 years₹20,00,000₹44,38,859
25 years₹25,00,000₹68,72,010
30 years₹30,00,000₹1,03,00,607

After 15 years, PPF can be extended in blocks of 5 years. Rates are set by the government each quarter.

Try your own numbers

₹
₹1 Lakh
% p.a.
years
Maturity value
₹27,12,139
≈ ₹27.12 Lakh
Invested55%
Interest45%
Invested
₹15,00,000
Interest earned
₹12,12,139
Maturity value
₹27,12,139

Estimates only. PPF rates are set by the government each quarter.

How it worksYearly deposits (made at the start of each year) compound annually. Maximum deposit is ₹1.5 lakh a year.